Money & Marriage: 5 Biblical Budgeting Strategies Every Christian Couple Should Know

Money. It’s one of the top reasons couples argue and one of the easiest ways the enemy tries to divide a home. Whether you’re newly married or have been sharing a bank account for years, you’ve likely faced tension around finances.

But here’s the good news: God cares about your money, and He offers wisdom in His Word for how to manage it together, peacefully and purposefully.

Let’s walk through 5 faith-filled budgeting strategies that can bring clarity, unity, and peace into your financial journey.

Money & Marriage: 5 Biblical Budgeting Strategies Every Christian Couple Should Know

 Strategy #1: Put God First in Your Finances (Proverbs 3:9)

"Honour the Lord with thy substance, and with the firstfruits of all thine increase."

Before planning bills or buying anything, commit to honoring God first through tithes, offerings, and generosity. This keeps your priorities aligned and your heart rooted in trust.

Try this: Set your tithe as the first “non-negotiable” in your budget. Pray over your income as a couple and ask God to guide your stewardship.

Strategy #2: Communicate Openly & Often (Amos 3:3)

"Can two walk together, except they be agreed?"

Money fights often come from silence, not sin. Avoid surprises by talking regularly about spending, saving, and financial goals. Transparency builds trust.

Try this: Schedule a “money date” once a month. Sit down with snacks, a notebook, and no judgment. Review bills, goals, and upcoming expenses together.

Strategy #3: Create a Budget with Purpose (Luke 14:28)

"For which of you, intending to build a tower, sitteth not down first, and counteth the cost...?"

A budget isn’t a prison; it’s a blueprint for peace. God values planning. Make a plan together that reflects your values, needs, and goals.

Try this: Use a simple budgeting tool (app, spreadsheet, or printable worksheet) and set categories: Giving, Saving, Spending, Bills, Debt, Fun, etc.

Strategy #4: Live Within Your Means (1 Timothy 6:6-8)

"But godliness with contentment is great gain."

Comparison leads to chaos. Don’t try to “keep up” with others. Live simply, save intentionally, and focus on stewardship over status.

Try this: Set contentment goals: Pay off one debt, cook more meals at home, or create a no-spend week challenge. Celebrate progress over perfection.

 Strategy #5: Make Financial Decisions Together (Ecclesiastes 4:9)

"Two are better than one, because they have a good reward for their labour."

Avoid the “money boss” trap, where only one person handles the finances. Both voices matter. Unity brings strength and accountability.

Try this :Assign roles: One can track bills, the other manage savings, but both review and approve decisions. Pray before big purchases.

Money & Marriage: 5 Biblical Budgeting Strategies Every Christian Couple Should Know

Money can either divide or unite a marriage. The difference is whether God is invited into the conversation. When you build your budget with faith, communication, and love, you’ll find more than financial peace; you’ll find deeper unity in your marriage.

You’re not just managing money. You’re building a legacy.

-SimplyShaniqua